All About Keeping Great Financial Records

Freelance writing is a great way to earn some extra income or even a full-time living, and the job comes with a lot of flexibility—you get to choose your clients, write about the topics that interest you, and work from almost anywhere with a reliable Internet connection. One of the main drawbacks of working as a freelance writer, however, is that it complicates your tax situation. When you are an employee, your employer pays half of your Social Security and Medicare taxes.

One of the toughest aspects of purchasing a home is coming up with the down payment. While homebuyers can employ a number of strategies for producing the cash, some people are crowd sourcing the funds using a variety of online donation sites. However, if you choose this option, it's critical you go about it the right way to avoid having those gift funds rejected and your loan denied. Here's what you need to know.

One of the bills you have each month is your mortgage payment. This is the amount of the purchase cost of your home. Of course, you'll want to be sure you can keep this number as low as possible. The good news is there are things you can do when getting the loan that may help keep it down. Being aware of specific tips to help you do so may be helpful.

Whether you need serious home repairs or want to consolidate your debt, cash-out refinancing your mortgage loan is a worthwhile solution. In this kind of refinancing, you seek a loan covering more than the house is worth; when the amount you've already paid on the house is subtracted from the new loan amount, you will then be given the difference. You can receive thousands of dollars in cash as a result.

If you are thinking about getting the most out of a car purchase, it's important that you do what you can to find a great auto loan. Since there are plenty of financial institutions that can help you out with a loan, it's important that you also look into finding one that is best for your circumstances. With this in mind, keep reading so that you can get the help you need when buying a car.

Having access to the right bank accounts is essential when it comes to the success of your small business. Without access to reliable banking services, you would have a hard time maintaining solvency and issuing payments to vendors and employees. Unfortunately, many small business owners waste a lot of money each year on banking fees. Here are three simple things that you can do to help avoid costly commercial banking fees as your company grows in the future.

Many silver collectors are now creating their own silver bars and ignots at home in an attempt to create marketable and sellable pieces of silver. This is something that is possible due to the low cost of the equipment needed to melt down and mold both silver and gold. While this is true, you may want to sell your unwanted silver directly to a dealer if you want to see any sort of return on your investment.

Did you know that the average cost of a wedding these days is $26,720? Even though this amount is nowhere near the $34 million that Prince William and Kate Middleton reportedly spent on their wedding, $26,000 is still a lot of money for most couples. While you may desire to have the wedding of your dreams, and will pay anything to make it happen, you should first consider why it might not be wise to do so.